Nova Microfinance — Performance Intelligence Dashboard

Secure Access

This updates your dashboard-local password immediately.

PAR Alert: PAR30 is above —. Current rate: —

Update Available: A newer dashboard version is ready. Refresh to load the latest changes.

Branch All Branches

Product All Products

Period —

🎯Today's Scoreboard

📊Portfolio KPIs

⋮⋮

—

All-time book value

⋮⋮

Portfolio Outstanding

—

Live balance sheet

⋮⋮

Closed — Unrecovered

—

Outside portfolio & PAR

⋮⋮

Total Disbursements

—

⋮⋮

Collections

—

allocation by due bucket

⋮⋮

Open Dues

—

Unpaid schedule in the selected period

⋮⋮

Collection Efficiency

—

Cash that settled the period's dues, over the dues that fell due

⋮⋮

Active Loans

—

⋮⋮

Avg Loan Size

—

Average disbursed amount

⋮⋮

Customer Retention

—

⋮⋮

Overdue Amount

—

🔄Loan Pipeline

Pending Approval

—

Submitted, awaiting review

Approved – Awaiting Disbursal

—

Approved, not yet disbursed

Active Loans

✓

—

Live portfolio outstanding

Written Off

—

Total written-off principal

Rejected

✗

—

Declined applications

Closed – Repaid

—

Fully satisfied loans

Loan Processing Turnaround

last 90 days

⏱

Submit → Approve

—

days avg

Branch Level

Approve → Disburse

—

days avg

Credit Analysis Level

Overall TAT

—

days · per-loan average

End-to-End

Stage Breakdown —

Branch · — Credit Analysis · —

⚠Portfolio At Risk (PAR)

⋮⋮

PAR > 1 Day

—

⋮⋮

PAR > 7 Days

—

⋮⋮

PAR > 14 Days

—

⋮⋮

PAR > 30 Days

—

⋮⋮

PAR > 60 Days

—

⋮⋮

PAR > 90 Days

—

🛞Recovery & Impounds

📈Portfolio Trends

Collections Allocation

What this period's cash actually settled — Period dues vs prior Arrears recovered vs Advance prepayments

Period Arrears Advance

Disbursements & Collections Trend

Daily amounts for the selected period

Disbursements

Collections

Collections Coverage Trend

Collected versus reconstructed due exposure across the selected period

—

Selected-period efficiency

—

Collected

—

Due Exposure

Product Mix

Disbursements by loan product with Overdue % overlay

Collections by Day

Avg daily collections (90 days)

PAR 30 Trend

Portfolio at risk (6 months)

Branch Performance

Disbursements & collections by branch

Arrears Aging

Active portfolio by days overdue

Collections by Payment Method

Transactions by channel for selected period

Individual vs Group Loans

Active portfolio split by lending type

👥Team Performance

Loan Officer Leaderboard

Top performers

Live period metrics only; monthly targets are excluded from this dashboard view.

Sort:

Position	Officer	Branch	Loans	Disbursed	Active	Collections	System Expected	Overdue	Efficiency	Overdue %	Overdue % 30+
Loading…

Position	Branch	Loans	Disbursed	Collections	Active	Pipeline	Outstanding	Overdue %	Collection Efficiency
Loading…

IT Tools

System access, runtime controls, and dashboard provisioning.

System Health

Live connectivity checks and server runtime information.

Uptime

—

Node / Platform

—

Runtime

Memory (Heap)

—

RSS

Process ID

—

Server PID

Local Accounts

—

Bootstrap users

Access Users

—

Provisioned

Audit Events

—

In memory

Product Cache

—

Loan products

Run checks to see status

Dashboard Access Control

Hela Plus validates credentials. Nova decides which surfaces and branches a user can open.

Runtime file

Provisioned Dashboard Users

Loading access records...

Username	Role	Scope	Status	Updated	Actions
Load a session to view access users.

Local Account Management

Manage the local fallback accounts (ops, board, it). These are used when Hela Plus is unreachable.

Reset Account Password

Account

New Password

Confirm Password

Local Account Notes

Local accounts exist as a fallback and bypass Hela Plus authentication. Passwords are stored in runtime-data/local-passwords.json and persist across server restarts.

For day-to-day staff, provision them via Dashboard Access Control above using their Hela Plus credentials.

Password changes take effect immediately for new logins. Existing sessions remain valid until they expire.

Full Audit Trail

All login, logout, access-change, password-reset, and system events. Persists until server restart.

Time	Event	Actor	Role	IP Address	Detail
Load audit log to view events.

User Analytics

Session frequency, active users, role distribution, and login patterns. Derived from audit trail.

Total Sessions (30d)

—

Unique Users (30d)

—

Distinct actors

Failed Logins

—

Auth failures

Most Active Role

—

By session count

Push Alerts & Notifications

Subscribe to browser push notifications for PAR alerts and critical portfolio events.

PAR alert threshold: —. The banner at the top of the dashboard is always visible when PAR30 exceeds this threshold. Push notifications will fire for connected devices.

Create Local User

Create a dashboard user who can sign in with a username and password directly (no Hela Plus required). Role and branch apply immediately.

New User Credentials

Username

Display Name

Password

Confirm Password

Role

Branch Scope

Assigned Branch

Notes (optional)

veni vidi vici

Document Archive

Policies, product papers, loan forms, and working templates. Upload new versions or open existing files.

Loading documents…

veni vidi vici

Operations — Asset Recovery

Liable, in-custody, and re-assigned boda assets.

Daily Impounds

Assets taken into custody per day.

Asset Register

Loading…

Client	Loan A/C	Branch	Officer	Asset	Outstanding	Overdue	Days	Status	Actions

By Officer

Officer	In Custody	Re-assigned	Exposure

By Branch

Branch	In Custody	Re-assigned	Exposure

veni vidi vici

Record Asset In Custody

Date taken into custody

Storage location

Condition

Registration / plate

Notes

BankRoll — Legacy Client Balances

Legacy BankRoll archive.

Point-in-time archive. Every balance below is a fixed year-end-2025 snapshot of a run-off book — not a live position. BankRoll collections ceased in June 2026. Savings are group-held, so they do not line up one-to-one with individual loan balances. There is no shared client ID between BankRoll and HelaPlus: matches are by name/mobile/fuzzy, so always check the match method and score before acting on one.

Client Balance Search

Loading client list…

Client	Client No.	Mobile	Principal Out	Interest Out	Savings	Migrated to HelaPlus

veni vidi vici

Loans (year-end 2025)

Loan Calculator

Standard and reverse calculator for all Nova loan products · All amounts in UGX

Loan Product

Interest Method

Loan Amount (UGX)

Down Payment / Deposit (UGX)

Paid Down Payment (UGX)

Actual amount paid by client

Interest Rate

Loan Term

Repayment Frequency

First Repayment Date

Loan to Foreclose (optional)

Pick a defaulting loan, or leave blank and enter a New Loan Amount below.

New Loan Amount (UGX)

Defaults to the remaining principal. Override if the new client takes a different amount.

New Client Name (optional)

New Loan Product

Interest Rate

New Loan Term

Repayment Frequency

Interest Method

First Repayment Date

Net Loan Amount

—

Installment

—

Total Interest

—

Total Fees

—

Total Cost

—

No. of Payments

—

#	Date	Principal	Interest	Fees	Total	Balance
Enter loan details above to generate schedule…

veni vidi vici

Client	Phone	Loan #	Product	Branch	Outstanding	Overdue	Overdue + Interest	Total Overdue	Days In Arrears
Loading...

Position	Officer	Loans	Disbursed	Active	Collections	System Expected	Overdue	Efficiency	Overdue %	Overdue % 30+
Loading...

Nova Loan Performance Report